coacre.

Important Disclosures

Effective Date: October 9, 2026

Please review the following information before using Coacre's website or submitting a preliminary application.

Program Status

Coacre is currently developing a potential home-equity investment program.

The website currently provides preliminary eligibility tools and allows homeowners to submit information for evaluation.

Coacre is not currently making binding home-equity investment offers through this website.

No Offer or Funding Commitment

Submitting information, completing the eligibility calculator, receiving a preliminary status, or submitting an application does not constitute:

  • Approval
  • A financing offer
  • An investment offer
  • A commitment to provide funds
  • A loan approval
  • A home-equity investment agreement
  • A guarantee of future eligibility

No transaction exists unless and until the parties enter into final legally binding documents.

Preliminary Eligibility Only

Any eligibility result displayed by Coacre is preliminary and based solely on information entered by the user.

Preliminary criteria may consider information such as:

  • Estimated property value
  • Existing mortgage balance
  • Existing liens
  • Amount requested
  • Estimated homeowner equity
  • Combined property exposure
  • Property characteristics

Preliminary eligibility criteria may change as the program develops.

A preliminary result does not represent final underwriting.

No Credit Check During Preliminary Review

Coacre does not currently obtain a consumer credit report through the preliminary eligibility calculator or initial application.

Any credit range requested during the preliminary application is self-reported.

If a future Coacre product requires a consumer report, credit authorization, or other financial verification, separate authorization and disclosures will be provided before such information is obtained.

Property Values Are Estimates

Property values entered or displayed through Coacre are estimates unless otherwise expressly stated.

Estimated values are not appraisals and should not be relied upon as formal determinations of market value.

Any future transaction may require an independent appraisal, automated valuation, inspection, title review, or other property verification.

Future Product Terms Have Not Been Finalized

Coacre is evaluating potential structures through which homeowners may access home equity without adding a traditional monthly loan payment.

The final legal and economic structure of any future Coacre product has not been established.

Potential future transaction requirements may include:

  • Property valuation
  • Identity verification
  • Title review
  • Verification of existing mortgages and liens
  • Homeowners insurance verification
  • Property-condition requirements
  • Recorded agreements or security instruments
  • Closing documentation
  • Third-party closing services
  • Eligibility requirements
  • Fees and expenses

The existence, form, amount, and applicability of any such requirements will depend on the final product structure and applicable law.

Coacre will provide applicable transaction-specific disclosures before a homeowner enters into any future binding agreement.

Existing Mortgages and Liens

Having an existing mortgage does not necessarily prevent a homeowner from submitting a preliminary application.

However, existing mortgages, home-equity loans, HELOCs, tax liens, judgments, or other claims against a property may affect future eligibility.

Coacre does not currently represent that any specific lien position, combined property exposure, or mortgage structure will qualify for a future product.

Homeownership Responsibilities

Nothing presented on this website changes a homeowner's existing obligations concerning:

  • Mortgage payments
  • Property taxes
  • Insurance
  • Association dues
  • Maintenance
  • Repairs
  • Existing liens or financing agreements

Homeowners remain responsible for complying with their existing agreements and obligations.

No Loan Being Offered Through This Website

Coacre does not currently offer a mortgage loan, home-equity loan, HELOC, or other consumer loan through this website.

References to avoiding an additional monthly loan payment describe the type of home-equity investment structure Coacre is exploring and do not constitute an offer of a particular financial product.

No Securities or Investment Offering

The Coacre homeowner website does not constitute an offer to sell securities or a solicitation to purchase securities.

Coacre is not currently accepting investor funds through this website.

Any future investment offering would be conducted separately and only pursuant to applicable securities laws and offering documents.

No Investment, Legal, Tax, or Financial Advice

Information provided through the Coacre website is for general informational and preliminary evaluation purposes.

Nothing on the website constitutes:

  • Investment advice
  • Legal advice
  • Tax advice
  • Accounting advice
  • Financial-planning advice

You should consult qualified professionals regarding your individual circumstances before entering into any financial or real-estate transaction.

Calculator Information

The Coacre eligibility calculator is an informational tool.

Calculations are based on information supplied by the user and simplified preliminary criteria.

Calculator results:

  • Are not an appraisal
  • Are not underwriting
  • Are not an approval
  • Are not a financing offer
  • Do not establish the terms of any future transaction

Actual results may differ materially after verification of property value, debt, liens, title, eligibility, and other information.

Availability

Any future Coacre product may not be available in every state or to every homeowner or property type.

Availability will depend on applicable law, regulatory requirements, Coacre's final product structure, capital availability, and underwriting criteria.

Information Submitted to Coacre

Information submitted through the website may be used to:

  • Evaluate preliminary eligibility
  • Contact applicants regarding their submission
  • Evaluate demand for the developing program
  • Develop underwriting criteria
  • Improve Coacre's products and services

Use of personal information is also governed by Coacre's Privacy Policy.

No Obligation to Proceed

Submitting an application does not obligate you to proceed with any future Coacre product.

Likewise, Coacre is not obligated to provide an offer or continue reviewing an application.

Future Disclosures

If Coacre launches a home-equity investment product, homeowners will receive additional transaction-specific documents and disclosures before entering into a binding agreement.

Those materials may include information concerning:

  • Economic participation
  • Home-value calculations
  • Settlement
  • Term
  • Fees
  • Property obligations
  • Early termination or buyout
  • Sale or refinancing
  • Liens or security instruments
  • Rights and responsibilities of each party
  • Risks associated with the transaction

Those transaction documents, rather than this website, will govern any future agreement.